Isap Insurance

The Best Insurance Platform

Shopping for insurance has never been easier. Buy all your insurance from one place at the best prices. Enjoy premium unparalleled benefits.

Best Insurance Platform

Why IiSAP Life?

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Fast Quote Generation

Enter your details and get all available quotations in less than 1 minute.

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Swift Quote Comparison

Add your favourite quotes to compare table of benefits and price, fast, swift and user friendly.

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Fast Claim Process

Create a claim, enter your policy number, describe your incident, upload your photos and follow up in our claim app.

Motor Insurance

Get unparalleled benefits, best agency and non-agency repair garages, high discount levels and gift vouchers. Buy policy and get papers in a single day.

Health Insurance

Protect yourself and your family with the right plan tailored to your needs. We help you get access to all the hospitals you need with premium benefits. Get local and worldwide coverage at ease.

Home Insurance

Protect your assets according to your needs. Insure your entire home in few seconds.

Travel Insurance

Our most comprehensive travel insurance plan going above and beyond Schengen visa requirements. Get the best benefits for families and individuals.

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Step 1

The Insurance Plan

Choose your insurance type and enter insurance details and personal details

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Step 2

Plan Comparison

Check and compare between all insurance plans and choose the best option for you.

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Step 3

Finalizing the Policy

Upload all necessary documents, and complete payment to receive policy draft.

Get up to 50% discount on Motor Insurance

Get access to the best garages in the United Arab Emirates

Download our 24/7 support claims application and get fast claim resolution

Get gift vouchers up to AED 2000

Get access to the best hospitals of your choice

Chat with our top insurance consultants before finalizing your online purchase

FAQ'S

What are the benefits of Car Insurance in UAE?

Protection from loss or damage to your vehicle Unlimited liability for third-party death or injury claims Indemnity for third-party property damage Protection from financial liability that are the benefits of having car insurance in UAE?

What is the difference between comprehensive and third party liability ?

Third-party liability insurance provides coverage for the death and injuries to a third person in the event of an accident. It also offers coverage for damage to another person’s property or public property. However, TPL insurance does not cover the expenses for damage to your own car.

Comprehensive car insurance will not only cover the damage mentioned above, but it will also cover the loss or damage to your own car too. Even though a comprehensive policy may be more expensive, it makes more sense to opt for it vs. a TPL policy, so that you do not have to pay from your own pocket for your car's repair and replacement costs.

Why agency repair is a good option?

Insurance companies in the UAE guarantee financial coverage for repairs needed as a result of car accidents. However, instead of paying the policyholder, insurance agencies will have the repairs done through a contracted automobile repair agency.

Agency repair cover is an add-on purchase to your regular car insurance policy and is ideal for all expensive four-wheeler owners. It guarantees that an authorized dealer of your vehicle will repair the car during the claim process. Keep in mind that repairs made at these agencies are more expensive than repairs done at a general garage.

You would usually pay an additional amount to add agency repair coverage to your car insurance plan. Consider the age and value of your vehicle when deciding whether to opt for this coverage.

Will insurance cover my parking lot scratches?

Yes, auto insurance will cover scratches. However, the scratches must be caused by a peril covered in your policy, like a car accident, collision or vandalism.

The rules of the road even apply to parking lots. If you file a claim following a minor accident that occurred in a parking lot and if you have collision coverage in your insurance policy, your auto insurer will handle it the same as any other type of claim: they will investigate, determine fault, and pay out damage accordingly. If you don’t have collision coverage, and you are at-fault for the accident, you may have to shell out money for any damage to your vehicle. Depending on your deductibles if it is meagre, it may not be worth filing a claim.

What are the benefits in health insurance ?

Cashless treatment for any pre-existing health conditions.

Coverage of ambulance services or emergency medical evacuation.

Optimum protection against high medical bills.

Pre and post hospitalization cost coverage.

Coverage against domiciliary treatments taken at home, under medical supervision.

What are the types of individual medical insurance?

For Salary below 4,000

  • Get annual coverage of AED 150,000 for medical requirement
  • Have a maternity coverage
  • Have access to over 500+ clinics in UAE
  • With premiums starting from AED 525

For Salary above 4,000

  • Get annual coverage of 150,000 for medical requirement
  • Have a maternity coverage
  • Have access to over 500+ clinics in UAE
  • With premiums starting from AED 875

For Family

  • Get direct access to world-class hospitals
  • Have a worldwide medical insurance
  • Include dental insurance worth AED 3,500 per person
  • With premiums starting from AED 5,000